PharosFolio® is designed to support advanced European investors in building, analyzing and managing diversified ETF/ETC portfolios autonomously, through a proprietary risk model and systematic rebalancing with adaptive allocation. Every allocation is model-driven and presented through a clean, intuitive interface, for better-informed decisions.
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In the three crisis periods shown below, historical simulations showed lower drawdowns and faster recoveries for adaptive rebalancing (PharosFolio® risk level M) compared to a fixed 60/40 allocation.
What happened: Final phase of the dot-com bust (2000‑2002) combined with accounting scandals such as Enron and WorldCom eroded confidence in tech and corporate governance, dragging global equities lower while safe havens held up.
| Max Drawdown | Recovery Time | |
|---|---|---|
| PharosFolio® | -8.93% | 23 months |
| Standard 60/40 | -19.32% | 33 months |
What happened: The global financial crisis triggered by U.S. subprime mortgages (2007‑2009) and the subsequent eurozone sovereign-debt stress (2010) caused deep drawdowns and a sluggish recovery for traditional allocations.
| Max Drawdown | Recovery Time | |
|---|---|---|
| PharosFolio® | -10.26% | 16 months |
| Standard 60/40 | -27.65% | 29 months |
What happened: The COVID‑19 pandemic (2020) and the rapid interest-rate tightening cycle that followed (2022‑2023) produced two sharp shocks—first a historic crash, then volatility driven by inflation and rate hikes.
| Max Drawdown | Recovery Time | |
|---|---|---|
| PharosFolio® | -7.77% | 17 months |
| Standard 60/40 | -15.75% | 26 months |
